At 40 hours a week, $11 an hour is $22,880 a year and $440.00 a week before taxes. Here is what that leaves after 2026 taxes, on every schedule and in every state.
2026 tax year, verified Sources
Estimated take-home this week
$393.30
from $440.00 gross. You keep 89%.
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 18¢ to taxes, but across all your pay the average is 11¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $10,000 | 7.6% | 7.6% |
| $20,000 | 9.6% | 17.6% |
| $30,000 | 12.4% | 19.7% |
| $40,000 | 14.2% | 19.7% |
| $50,000 | 15.3% | 19.7% |
| $60,000 | 16.0% | 19.7% |
| $70,000 | 17.0% | 29.6% |
| $80,000 | 18.6% | 29.6% |
| $90,000 | 19.8% | 29.6% |
| $100,000 | 20.8% | 29.6% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
After-tax column: single filer in Texas, standard W-4, no benefits (89% of gross kept).
| Per | Before tax | After tax (TX) |
|---|---|---|
| Hour | $11.00 | $9.83 |
| Day (8 hours) | $88.00 | $78.66 |
| Week (40 hours) | $440.00 | $393.30 |
| Every two weeks | $880.00 | $786.60 |
| Twice a month | $953.33 | $852.15 |
| Month | $1,906.67 | $1,704.30 |
| Year | $22,880.00 | $20,451.60 |
Overtime paid at time and a half ($16.50/hr) after 40 hours. Texas, single filer.
| Hours per week | Gross / week | Take-home / week | Take-home / year |
|---|---|---|---|
| 20 hours (part-time) | $220.00 | $203.17 | $10,565 |
| 30 hours | $330.00 | $302.71 | $15,741 |
| 40 hours | $440.00 | $393.30 | $20,452 |
| 45 hours (5 overtime) | $522.50 | $461.23 | $23,984 |
| 50 hours (10 overtime) | $605.00 | $528.04 | $27,458 |
Weekly take-home at 40 hours, single filer, no local tax. Across all 51 states it ranges from $363.90 in Oregon to $393.30 in Florida.
| State | State tax / week | Take-home / week | Rank of 51 |
|---|---|---|---|
| Texas | $0.00 | $393.30 | 7 |
| Florida | $0.00 | $393.30 | 1 |
| Washington | $6.10 | $387.20 | 16 |
| Ohio | $6.84 | $386.46 | 18 |
| California | $7.39 | $385.91 | 23 |
| Georgia | $7.56 | $385.74 | 24 |
| North Carolina | $8.00 | $385.30 | 25 |
| Arizona | $8.80 | $384.50 | 27 |
| Pennsylvania | $13.82 | $379.48 | 40 |
| Michigan | $13.88 | $379.42 | 41 |
| New York | $15.43 | $377.87 | 44 |
| Illinois | $19.00 | $374.30 | 49 |
Texas, Florida and Washington have no state income tax; Washington still deducts paid leave and long-term care premiums.
$22,880 before taxes, working 40 hours a week for 52 weeks (2,080 hours). With two weeks of unpaid time off it is $22,000.
About $393.30 a week ($20,452 a year) for a single filer in a state with no income tax, such as Texas. In California it is about $385.91 a week. The 51-state range runs from $363.90 in Oregon to $393.30 in Florida.
$880.00 gross for 80 hours, or about $786.60 after taxes in Texas.
$1,906.67 gross on average (2,080 hours ÷ 12), roughly $1,704.30 after taxes in Texas. Paid weekly, most months have four paychecks and a few have five.