Arizona does not figure your withholding from brackets or allowances. You pick a percentage on Form A-4, from 0.5% to 3.5%, and your employer withholds that share of your gross taxable wages. If you never turn in an A-4, the law sets it at 2.0%.
2026 tax year, verified Sources
Estimated take-home this week
$945.96
from $1,153.85 gross. You keep 82%.
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 22¢ to taxes, but across all your pay the average is 18¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 9.7% | 9.7% |
| $30,000 | 14.4% | 21.6% |
| $45,000 | 16.8% | 21.6% |
| $60,000 | 18.0% | 21.6% |
| $75,000 | 19.9% | 31.6% |
| $90,000 | 21.8% | 31.6% |
| $105,000 | 23.2% | 31.6% |
| $120,000 | 24.3% | 31.6% |
| $135,000 | 25.3% | 33.7% |
| $150,000 | 26.1% | 33.7% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Your employer multiplies each check’s gross taxable wages by the percentage you chose. Gross taxable wages are generally the federal W-2 box 1 wages: gross pay minus pre-tax 401(k) deferrals and pre-tax health premiums.
You can also ask for an extra dollar amount on every check. There are no allowances, filing statuses or standard deduction in the withholding.
Your real tax is 2.5% of Arizona taxable income after the standard deduction, which is usually less than 2.5% of your wages. That is why many people withhold enough at 2.0% or less, while people with other income may need a higher percentage.
The zero election is only for people who expect no Arizona tax liability for the year, and it must be renewed every year.
| A-4 percentage | Withheld from $1,000 of wages | Withheld from $52,000 a year |
|---|---|---|
| 0% (box 2) | $0.00 | $0 |
| 0.5% | $5.00 | $260 |
| 1.0% | $10.00 | $520 |
| 1.5% | $15.00 | $780 |
| 2.0% | $20.00 | $1,040 |
| 2.5% | $25.00 | $1,300 |
| 3.0% | $30.00 | $1,560 |
| 3.5% | $35.00 | $1,820 |
Employers must use 2.0% until an employee files Form A-4.
Single filer, standard W-4, no benefits, paid weekly, default A-4 answers. Arizona takes $20.00 of this check (2.0% of gross).
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Arizona income tax | −$20.00 | −$1,040.00 |
| Take-home pay | $825.42 | $42,921.84 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Arizona | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $11.54 | $493.93 | $25,684 |
| $40,000 | $769.23 | $50.38 | $58.84 | $15.38 | $644.63 | $33,521 |
| $50,000 | $961.54 | $73.46 | $73.56 | $19.23 | $795.29 | $41,355 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $23.08 | $945.96 | $49,190 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $28.85 | $1,155.63 | $60,093 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $38.46 | $1,484.24 | $77,180 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $57.69 | $2,130.60 | $110,791 |
Married filing jointly with two children on $100,000: $1,675.21 a week ($87,111 a year).
None. No Arizona city or county taxes wages, including Phoenix and Tucson.
Arizona has no employee payroll programs. Unemployment insurance is employer-paid, and there is no state disability or paid leave deduction.
Arizona taxes wages for work done in Arizona, including by nonresidents, though some nonresidents in the state only briefly are exempt from withholding and can elect it on Form A-4. Arizona residents who work in another state can claim a credit for tax paid there when they file.
Compare 2.5% of your expected Arizona taxable income (wages minus the standard deduction) with each option’s yearly total. For many people with only wage income, the default 2.0% comes close; pick higher if you have other income or owed last year.
At the default 2.0%, $20.00. At 0.5% it is $5.00, and at 3.5% it is $35.00.
The same percentage you chose on your A-4. Arizona has no separate supplemental rate, so a bonus is withheld exactly like regular pay.
Yes. Your percentage applies to gross taxable wages, which exclude pre-tax 401(k) deferrals and pre-tax health premiums. At 2.0%, a $100 deferral saves $2.00 of withholding.
Arizona rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.