Ohio’s state income tax is small next to its city taxes. Most Ohio cities tax wages at 2% to 2.75%, often more than the state takes. The state also changed its withholding tables on August 1, 2026, so paychecks from late 2026 have a little less state tax withheld than paychecks from early 2026.
2026 tax year, verified Sources
Estimated take-home this week
$941.88
from $1,153.85 gross. You keep 82%.
No local tax included. Some Ohio cities and counties tax wages; pick yours under “Where you work.”
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 23¢ to taxes, but across all your pay the average is 18¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 9.2% | 9.3% |
| $30,000 | 14.1% | 22.6% |
| $45,000 | 16.9% | 22.6% |
| $60,000 | 18.4% | 22.6% |
| $75,000 | 20.4% | 32.6% |
| $90,000 | 22.4% | 32.6% |
| $105,000 | 23.9% | 33.1% |
| $120,000 | 25.0% | 33.1% |
| $135,000 | 26.1% | 35.0% |
| $150,000 | 27.0% | 35.0% |
Your take-home changes during the year as wage caps and thresholds are reached.
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Ohio’s formula annualizes your pay, subtracts $650 for each exemption on your IT 4, applies the withholding schedule and divides by the number of paychecks. The schedule has three bands that break at $26,050 and $100,000.
Withholding rates are higher than the 2026 income tax itself, which is a flat 2.75% on income above $26,050. Ohio set the tables to cover people with other income; many workers get a refund. The August 1, 2026 tables cut the lowest withholding rate to 1.6% and the top rate to 3.4%.
Ohio follows federal treatment of pre-tax deductions for state tax: 401(k), health premiums, HSA and FSA contributions all lower your Ohio wages. City tax is different: it starts from Medicare wages, so 401(k) contributions are still taxed by your city.
| Taxable wages | Through July 31, 2026 | From August 1, 2026 |
|---|---|---|
| Up to $26,050 | 1.775% | 1.6% |
| $26,050 – $100,000 | 2.99% | 2.99% |
| Over $100,000 | 3.64% | 3.4% |
Each IT 4 exemption subtracts $650 a year before the schedule is applied.
Single filer, standard W-4, no benefits, paid weekly, default Ohio IT 4 answers. Ohio takes $22.56 of this check (2.3% of gross).
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Ohio income tax | −$22.56 | −$1,199.52 |
| Take-home pay | $822.86 | $42,762.32 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Ohio | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $9.91 | $495.56 | $25,743 |
| $40,000 | $769.23 | $50.38 | $58.84 | $15.66 | $644.35 | $33,480 |
| $50,000 | $961.54 | $73.46 | $73.56 | $21.41 | $793.11 | $41,215 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $27.16 | $941.88 | $48,951 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $35.79 | $1,148.69 | $59,706 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $50.16 | $1,472.54 | $76,546 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $82.80 | $2,105.49 | $109,391 |
Married filing jointly with two children on $100,000: $1,664.63 a week ($86,534 a year).
About 600 Ohio cities and villages tax wages. The calculator includes 28 large cities, including Columbus (2.5%), Cleveland, Cincinnati (1.8%), Toledo, Akron, Dayton, Youngstown (2.75%) and Canton, plus school district income tax at a rate you enter.
Ohio has no state disability, paid family leave or employee unemployment deduction.
Ohio has reciprocity with Indiana, Kentucky, Michigan, Pennsylvania and West Virginia. If you live in one of those states and work in Ohio, claim the exemption on the IT 4 and your employer withholds only your home state’s tax. City income tax still applies where you work.
With one exemption, $22.56 under the August 1, 2026 tables ($23.44 before that). If you work in Columbus, add $25.00 of city tax.
Because it usually is. Columbus charges 2.5% on nearly all wages, while Ohio’s state withholding on a $52,000 salary works out to about 2.3% of pay.
Yes. Cities tax Medicare wages, which include 401(k) deferrals. The state of Ohio does not tax them until you withdraw.
Your employer withholds for the work city. Your home city then gives a credit for that tax; if its rate is higher or its credit is limited, you owe the difference on your city return.
Only if the district you live in levies one. It is based on where you live, not where you work. Check The Finder at tax.ohio.gov with your address.
Ohio rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.