Texas has no state income tax, so nothing is withheld for the state from your paycheck. Your deductions are federal income tax, Social Security and Medicare, plus any benefits you choose.
2026 tax year, verified Sources
Estimated take-home this week
$969.04
from $1,153.85 gross. You keep 84%.
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 20¢ to taxes, but across all your pay the average is 16¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 7.6% | 7.6% |
| $30,000 | 12.4% | 19.7% |
| $45,000 | 14.8% | 19.7% |
| $60,000 | 16.0% | 19.7% |
| $75,000 | 17.9% | 29.6% |
| $90,000 | 19.8% | 29.6% |
| $105,000 | 21.2% | 29.6% |
| $120,000 | 22.3% | 29.6% |
| $135,000 | 23.3% | 31.6% |
| $150,000 | 24.1% | 31.6% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Your employer withholds federal income tax based on your W-4 and takes FICA: 6.2% for Social Security up to the annual wage base and 1.45% for Medicare on all wages. That’s it for taxes.
Texas unemployment tax is paid by employers only, so it never appears as a deduction on your pay stub.
Because there’s no state tax, your federal W-4 and pre-tax benefits like a 401(k) or HSA are the main ways to change your take-home pay.
| Deduction | Rate | Applies to |
|---|---|---|
| Texas income tax | 0% | No state income tax |
| Social Security | 6.2% | Wages up to $184,500 |
| Medicare | 1.45% | All wages |
| Additional Medicare | 0.9% | Wages above $200,000 from one employer |
Single filer, standard W-4, no benefits, paid weekly. Texas takes no income tax, so the only deductions are federal income tax and FICA.
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Take-home pay | $845.42 | $43,961.84 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Texas | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $0.00 | $505.47 | $26,284 |
| $40,000 | $769.23 | $50.38 | $58.84 | $0.00 | $660.01 | $34,321 |
| $50,000 | $961.54 | $73.46 | $73.56 | $0.00 | $814.52 | $42,355 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $0.00 | $969.04 | $50,390 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $0.00 | $1,184.48 | $61,593 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $0.00 | $1,522.70 | $79,180 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $0.00 | $2,188.29 | $113,791 |
Married filing jointly with two children on $100,000: $1,713.67 a week ($89,111 a year).
None. No Texas city or county taxes wages, including Houston, Dallas, Austin and San Antonio.
None. Texas has no state disability, paid family leave or employee unemployment deduction. State unemployment tax is paid by employers.
If you live in Texas but work in a state with an income tax, such as New Mexico, Oklahoma, Arkansas or Louisiana, that state taxes the wages you earn there. Texas has no tax to credit against it.
FICA is $76.50. Federal income tax depends on your filing status and W-4; the calculator above figures it. Texas takes nothing.
FICA is $153.00, plus federal income tax based on your W-4. There’s no state tax.
No. Bonuses get federal withholding (often a flat 22%) and FICA. Overtime is taxed like regular pay federally, and part of qualified overtime may be deductible on your 2026 federal return.
No. Texas has no state withholding form. Only the federal W-4 matters.
Texas rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.