Weekly Paycheck Calculator
Menu

Rhode Island Paycheck Calculator

Rhode Island uses one three-bracket table for everyone, 3.75%, 4.75% and 5.99%, with no separate married rates. Each RI W-4 allowance shields $1,000 a year, but those allowances vanish once annual pay passes $290,800. Rhode Island also takes 1.1% for temporary disability and caregiver insurance.

2026 tax year, verified Sources

  • Three rates: 3.75%, 4.75%, 5.99%, the same for every filing status
  • $1,000 a year per RI W-4 allowance, none above $290,800 of annual pay
  • Bonuses: flat 5.99%
  • TDI: 1.1% of the first $100,000 of wages

Your pay

$1,153.85 gross per check

How often are you paid?

Where you work

RI W-4 withholding answersDefaults follow your federal answers
RI W-4 Line 1: number of allowances
1

Line 1E of the RI W-4: 1 for yourself, 1 for a spouse you can claim, 1 per dependent (maximum 10).

Your W-4

Filing status (Step 1c)
Children under 17
0
Other dependents
0
More W-4 optionsStep 2, 3 and 4, older forms

Filled in from your dependents ($2,200 per child, $500 per other dependent). Change it to match your form.

Per year

Per year

Benefits and deductions401(k), health, HSA, FSA

Per-check amounts:

Union dues, loans, garnishments

Bonus and year to dateOptional
Bonus withholding method

Gross wages before this check. Matters near the $184,500 Social Security cap and the $200,000 Additional Medicare threshold.

Estimated take-home this week

$913.80

from $1,153.85 gross. You keep 79%.

Take-home payFederal income taxSocial Security & MedicareState taxes
  1. Gross pay$1,153.85
  7. Take-home pay$913.80
Taxes withheld
20.8%
of gross pay, all taxes combined
Marginal rate
24.5%
taken from your next extra dollar
Federal bracket
12%
estimated, after the standard deduction

2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate

Your tax rate as pay rises

Each extra dollar you earn loses about 25¢ to taxes, but across all your pay the average is 21¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.

Effective rate (all taxes ÷ pay)Marginal rate (tax on the next dollar)
0%10%20%30%40%$0$25K$50K$75K$100K$125K$150KYou
Show as a table
Annual payEffectiveMarginal
$15,00012.3%12.5%
$30,00017.1%24.5%
$45,00019.6%24.5%
$60,00020.8%24.5%
$75,00022.7%34.5%
$90,00024.7%35.5%
$105,00026.2%34.4%
$120,00027.2%34.4%
$135,00028.2%36.4%
$150,00029.0%36.4%

The same paycheck in every state

Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:

Rhode Island ranks #45 of 51 for this paycheck. The spread from best to worst is $84.49 per week.

  1. 1Florida$969.04
  2. 2Nevada$969.04
  3. 3New Hampshire$969.04
  4. 4South Dakota$969.04
  5. 5Tennessee$969.04
  6. 6Texas$969.04
  7. 7Wyoming$969.04
  8. 8North Dakota$968.15
  9. 9Alaska$963.83
  10. 10Washington$953.03
  11. 45Rhode Island$913.80

How Rhode Island withholding works

Your employer multiplies your RI W-4 allowances by the value of one allowance for your pay period ($19.23 a week), subtracts it from the paycheck and applies the table for that pay period.

If one paycheck is above the phase-out line (for example $5,592.31 a week), the allowances are dropped entirely for that check.

Rhode Island starts from federal taxable wages, so traditional 401(k) deferrals and Section 125 benefits lower your Rhode Island wages too.

Rhode Island annual withholding table, all filing statuses, 2026

Annual wages after allowancesWithholding
$0 – $82,050$0.00 + 3.75%
$82,050 – $186,450$3,076.88 + 4.75%
Over $186,450$8,035.88 + 5.99%

Allowances: $1,000 each per year, $0 when annual wages exceed $290,800.

Worked example: $1,000 a week in Rhode Island

Single filer, standard W-4, no benefits, paid weekly, default RI W-4 answers. Rhode Island takes $47.78 of this check (4.8% of gross).

$1,000 weekly paycheck in Rhode Island, 2026
LinePer weekPer year
Gross pay$1,000.00$52,000.00
Federal income tax−$78.08−$4,060.16
Social Security−$62.00−$3,224.00
Medicare−$14.50−$754.00
Rhode Island income tax−$36.78−$1,912.56
RI temporary disability (TDI/TCI)−$11.00−$572.00
Take-home pay$797.64$41,477.28

Weekly take-home at common salaries in Rhode Island

Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.

SalaryGross / weekFederalFICARhode IslandTake-home / weekPer year
$30,000$576.92$27.31$44.14$27.26$478.21$24,867
$40,000$769.23$50.38$58.84$36.59$623.42$32,418
$50,000$961.54$73.46$73.56$45.92$768.60$39,967
$60,000$1,153.85$96.54$88.27$55.24$913.80$47,518
$75,000$1,442.31$147.50$110.33$69.24$1,115.24$57,992
$100,000$1,923.08$253.27$147.11$95.81$1,426.89$74,198
$150,000$2,884.62$475.65$220.68$152.06$2,036.23$106,434

Married filing jointly with two children on $100,000: $1,620.60 a week ($84,271 a year).

Hourly pay in Rhode Island: 40 hours a week

$15/hr$495.64take-home of $600 a week$20/hr$646.64take-home of $800 a week$25/hr$797.64take-home of $1,000 a week$30/hr$948.64take-home of $1,200 a week$40/hr$1,218.50take-home of $1,600 a week

Local taxes in Rhode Island

None. No Rhode Island city or town taxes wages.

Payroll programs and contributions

One employee-paid program: temporary disability insurance, which also funds Temporary Caregiver Insurance.

  • TDI / TCI: 1.1% of the first $100,000 of wages, at most $1,100.00 for 2026. Employers withhold it; they don’t contribute.

Filling out the RI W-4

  • Rhode Island requires its own RI W-4; employers can’t use your federal W-4.
  • Line 1 counts you, a spouse you can claim and your dependents, up to 10.
  • With two jobs or a working spouse, claim all allowances at the highest-paying job and zero at the others.
  • Line 2 adds a fixed dollar amount to every paycheck.

Get the official RI W-4

What changed for 2026

  • The TDI rate fell to 1.1% (from 1.3%) while the wage base rose to $100,000 (from $89,200).
  • The allowance phase-out threshold rose to $290,800 (from $283,250), and the bracket edges were adjusted for inflation.

Living or working across state lines

Rhode Island has no reciprocal agreements. Massachusetts and Connecticut residents who work in Rhode Island have Rhode Island tax withheld and claim a credit at home.

Rhode Island paycheck questions

How much Rhode Island tax comes out of a $1,000 weekly paycheck?

With one allowance: ($1,000 − $19.23) × 3.75% = $36.78, plus $11.00 of TDI.

Does marital status change Rhode Island withholding?

No. Rhode Island uses one table for all filing statuses. Only your number of allowances and any extra amount on Line 2 change it.

How are bonuses taxed in Rhode Island?

When a bonus is paid separately, employers can withhold a flat 5.99%. Paid together with wages, the whole check runs through the regular table.

What is the RI TDI deduction?

It's state disability and caregiver insurance: 1.1% of your pay until you've earned $100,000 this year, a maximum of $1,100.00.

Rhode Island sources

Rhode Island rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.

Other states

Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.

No state income tax on wages 9

States that withhold income tax 42