Wisconsin withholding has a twist: a built-in standard deduction that shrinks as your pay rises and disappears entirely for a single filer earning about $73,630 a year. After that, four rates from 3.54% to 7.65% apply, minus $400 per exemption on your WT-4.
Four withholding rates: 3.54%, 4.65%, 5.30% and 7.65%
Standard deduction of up to $6,702 (single) or $9,461 (married), phased out by $73,630 / $73,032
$400 per WT-4 exemption
No local income tax and no employee payroll programs
Estimated take-home this week
$915.87
from $1,153.85 gross. You keep 79%.
79%
Take-home payFederal income taxSocial Security & MedicareState taxes
Gross pay$1,153.85
Take-home pay$915.87
Taxes withheld
20.6%
of gross pay, all taxes combined
Marginal rate
25.6%
taken from your next extra dollar
Federal bracket
12%
estimated, after the standard deduction
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Your tax rate as pay rises
Each extra dollar you earn loses about 26¢ to taxes, but across all your pay the average is 21¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
Effective rate (all taxes ÷ pay)Marginal rate (tax on the next dollar)
Show as a table
Annual pay
Effective
Marginal
$15,000
9.5%
11.2%
$30,000
15.7%
24.9%
$45,000
19.0%
25.6%
$60,000
20.6%
25.6%
$75,000
22.7%
34.9%
$90,000
24.8%
34.9%
$105,000
26.2%
34.9%
$120,000
27.3%
34.9%
$135,000
28.4%
37.0%
$150,000
29.2%
37.0%
The same paycheck in every state
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Wisconsin ranks #41 of 51 for this paycheck. The spread from best to worst is $84.49 per week.
Your employer multiplies this check by your number of paychecks to get an annual figure, then subtracts a standard deduction. For single filers it is the full amount below $17,780 a year, shrinks by 12 cents per dollar above that, and is zero at $73,630. For married filers it shrinks by 20 cents per dollar from $25,727 to $73,032.
Next, $400 comes off for each exemption on your WT-4. The rate schedule below is applied to what is left, and the yearly tax is divided back down to one paycheck.
These withholding rates have not changed since 2022, even though Wisconsin cut its income tax rates since then. Withholding can run a little above what you finally owe, which shows up as a refund.
Wisconsin follows federal rules for 401(k), Section 125 and HSA deductions, so they lower Wisconsin withholding too.
Wisconsin withholding schedule (annual net wage), 2026
Wisconsin withholding schedule (annual net wage), 2026
Annual net wage
Rate
$0 – $12,760
3.54%
$12,760 – $25,520
4.65%
$25,520 – $280,950
5.3%
Over $280,950
7.65%
Applied after the phased-out standard deduction and $400 per exemption. Source: Publication W-166 (1/26).
Worked example: $1,000 a week in Wisconsin
Single filer, standard W-4, no benefits, paid weekly, default WT-4 answers. Wisconsin takes $44.03 of this check (4.4% of gross).
$1,000 weekly paycheck in Wisconsin, 2026
Line
Per week
Per year
Gross pay
$1,000.00
$52,000.00
Federal income tax
−$78.08
−$4,060.16
Social Security
−$62.00
−$3,224.00
Medicare
−$14.50
−$754.00
Wisconsin income tax
−$44.03
−$2,289.56
Take-home pay
$801.39
$41,672.28
Weekly take-home at common salaries in Wisconsin
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
Weekly take-home pay by salary in Wisconsin
Salary
Gross / week
Federal
FICA
Wisconsin
Take-home / week
Per year
$30,000
$576.92
$27.31
$44.14
$19.06
$486.41
$25,293
$40,000
$769.23
$50.38
$58.84
$30.33
$629.68
$32,743
$50,000
$961.54
$73.46
$73.56
$41.75
$772.77
$40,184
$60,000
$1,153.85
$96.54
$88.27
$53.17
$915.87
$47,625
$75,000
$1,442.31
$147.50
$110.33
$70.12
$1,114.36
$57,947
$100,000
$1,923.08
$253.27
$147.11
$95.60
$1,427.10
$74,209
$150,000
$2,884.62
$475.65
$220.68
$146.56
$2,041.73
$106,170
Married filing jointly with two children on $100,000: $1,619.29 a week ($84,203 a year).
Withholding rates, the standard deduction phase-out and the $400 exemption are unchanged from 2025; the formula has been the same since January 2022.
A 2025 law widened Wisconsin’s 4.40% income tax bracket for annual returns. It does not change paycheck withholding.
Living or working across state lines
Wisconsin has reciprocal agreements with Illinois, Indiana, Kentucky and Michigan. Residents of those states working in Wisconsin file Form W-220 so only their home state is withheld. There is no agreement with Minnesota, so Minnesotans working in Wisconsin have Wisconsin tax withheld and claim a credit at home.
Wisconsin paycheck questions
How much is withheld from a $1,000 weekly paycheck in Wisconsin?
For a single filer with one exemption, the standard deduction is $2,595.60 a year at that pay, and Wisconsin withholds $44.03 a week.
Why does my Wisconsin withholding rise faster than my raise?
Because the standard deduction phases out as pay rises. Each extra dollar adds tax at your bracket rate and also removes 12 cents (single) or 20 cents (married) of deduction.
How are bonuses withheld in Wisconsin?
Usually by adding the bonus to your regular pay for the period and withholding on the total. Employers may instead use flat rates of 3.54% to 7.65% based on your yearly salary.
Do I pay Wisconsin tax if I live in Illinois?
No. Under reciprocity, an Illinois resident who files Form W-220 with a Wisconsin employer has only Illinois tax withheld.
Wisconsin sources
Wisconsin rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.