How Hawaii withholding works
Hawaii’s annualized method multiplies this check by the number of paychecks in the year, subtracts $1,144 for each allowance on your HW-4 and a $4,350 lump-sum allowance, applies the single or married rate schedule, then divides by the number of paychecks.
Heads of household are withheld at single rates but can claim an extra allowance. There is no exempt status on the HW-4.
Bonuses have no special Hawaii rate. When a bonus is paid with regular wages, the two are added together and withheld as one check, which pushes more of the bonus into higher brackets.
The withholding schedule tops out at 7.9%, but Hawaii’s income tax rates on your return go up to 11%, so high earners can owe more when they file.
Hawaii annual withholding brackets, 2026 (after allowances)
Subtract $1,144 per HW-4 allowance and $4,350 before applying the brackets.
Worked example: $1,000 a week in Hawaii
Single filer, standard W-4, no benefits, paid weekly, default HW-4 answers. Hawaii takes $51.76 of this check (5.2% of gross).
Weekly take-home at common salaries in Hawaii
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
Married filing jointly with two children on $100,000: $1,615.34 a week ($83,998 a year).
Hourly pay in Hawaii: 40 hours a week
Local taxes in Hawaii
None. Hawaii’s counties, including the City and County of Honolulu, do not tax wages.
Payroll programs and contributions
Hawaii requires employers to provide disability and health coverage, and lets them pass part of the cost to you.
- Temporary Disability Insurance (TDI): Employers may deduct up to half the premium, but no more than 0.5% of weekly wages and $7.50 a week (on wages up to $1,500.21 a week). This calculator shows that maximum; many employers charge less or nothing.
- Prepaid Health Care: Employers must offer health coverage to employees working 20+ hours a week and may deduct up to 1.5% of wages toward it. Enter your actual premium as a pre-tax health deduction.
Filling out the HW-4
- Hawaii does not accept the federal W-4. Without an HW-4, your employer withholds as single with zero allowances.
- Allowances: one for you, one for your spouse, one per dependent, one if you file as head of household, plus age and itemized-deduction allowances.
- If you and your spouse both work, “Married, but withhold at higher Single rate” helps avoid a balance due.
- You cannot claim exempt from Hawaii withholding on the HW-4.
Get the official HW-4
What changed for 2026
- New withholding tables took effect January 1, 2026 (Booklet A, Rev. 2025).
- The maximum weekly TDI deduction rose to $7.50 from $7.21, as the weekly wage base rose to $1,500.21 from $1,441.72.
Living or working across state lines
Hawaii has no reciprocity agreements. Nonresidents who work in Hawaii generally have Hawaii tax withheld, with a narrow exception for some short visits of 60 days or less paid from outside the state.
Hawaii paycheck questions
How much Hawaii tax comes out of a $1,000 weekly paycheck?
Single with one allowance, about $46.76 of state income tax. Married with two allowances, about $29.80. TDI can add up to $5.00.
What is Hawaii’s bonus tax rate?
Hawaii has no flat supplemental rate. The bonus is added to your regular pay for that period and withheld with the regular formula, so the effective rate depends on your total check.
What is the TDI deduction on my Hawaii paycheck?
It is your share of Temporary Disability Insurance, which replaces part of your pay if you cannot work because of a non-work injury or illness. In 2026 the most an employer can take is 0.5% of weekly wages, up to $7.50 a week.
Can I claim exempt from Hawaii withholding?
No. The HW-4 does not offer an exempt status. If you expect to owe nothing, claim the allowances you qualify for; low earners often have little or nothing withheld anyway.
Hawaii sources
Hawaii rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Other states
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.
No state income tax on wages 9
States that withhold income tax 42