Paycheck Calculators by State
Every state handles paycheck withholding its own way: 9 take no income tax from wages, others use flat rates, brackets, allowances or even your federal withholding. 16 add mandatory payroll programs, and 11 have city or county taxes you can select in the calculator.
2026 tax year, verified Sources
Weekly take-home on a $60,000 salary
Single filer, standard W-4, no benefits, no local tax, paid weekly ($1,153.85 gross). Gap between the top and bottom state:$84.49 a week, $4,393 a year.
State-by-state details
| State | Income tax | State tax / week on $60k | Employee payroll programs | Local areas modeled |
|---|---|---|---|---|
| Alabama | Withholding rates of 2%, 4% and 5%; the 5% band starts at $3,000 of taxable income ($6,000 married) | $48.25 | None | 5 |
| Alaska | None on wages | $5.77 | Alaska unemployment insurance (employee) | – |
| Arizona | Choose 0.5%, 1.0%, 1.5%, 2.0%, 2.5%, 3.0%, 3.5% or zero | $23.08 | None | – |
| Arkansas | Top withholding rate 3.7% (was 3.9% until the May 2026 cut) | $33.33 | None | – |
| California | Withholding rates from 1.1% to 14.63% | $49.66 | CA SDI (disability & paid family leave) | – |
| Colorado | Flat 4.4% income tax on wages | $51.20 | Colorado FAMLI premium | 4 |
| Connecticut | Rates from 2% to 6.99%, figured on annualized wages | $50.83 | CT Paid Leave | – |
| Delaware | Rates from 0% to 6.6%; the top rate starts at $60,000 of taxable income | $55.64 | Delaware Paid Leave | 1 |
| Florida | None on wages | $0.00 | None | – |
| Georgia | Flat 4.99% withholding rate from May 11, 2026 (5.19% before) | $43.18 | None | – |
| Hawaii | Withholding rates from 1.4% to 7.9% | $64.11 | Hawaii TDI (temporary disability) | – |
| Idaho | Flat 5.3% on wages above the threshold | $45.00 | None | – |
| Illinois | Flat 4.95% income tax on wages | $54.33 | None | – |
| Indiana | Flat 2.95% state rate for 2026 (down from 3.0% in 2025) | $33.47 | None | 92 |
| Iowa | Flat 3.8% rate | $33.58 | None | – |
| Kansas | Two rates: 5.2% and 5.58% | $48.99 | None | – |
| Kentucky | Flat 3.5% state rate for 2026 (down from 4%) | $38.12 | None | 9 |
| Louisiana | Flat 3% income tax; employers withhold at 3.09% | $28.00 | None | – |
| Maine | Rates 5.8%, 6.75% and 7.15%, with separate single and married schedules | $54.77 | Maine Paid Family & Medical Leave | – |
| Maryland | State rates 4.75%–6.5% in the withholding formula | $48.78 | None | 24 |
| Massachusetts | Flat 5% on wages; 9% on annualized wages above $1,107,750 | $54.34 | MA Paid Family & Medical Leave | – |
| Michigan | Flat 4.25% state income tax | $44.22 | None | 24 |
| Minnesota | Four rates: 5.35%, 6.80%, 7.85% and 9.85% | $54.25 | Minnesota Paid Leave premium | – |
| Mississippi | 4.0% on taxable income over $10,000; the first $10,000 is taxed at 0% | $32.00 | None | – |
| Missouri | Rates from 0% to 4.7%; 4.7% applies above $9,436 of taxable income | $36.00 | None | 2 |
| Montana | Two rates: 4.7% and 5.65% | $40.00 | None | – |
| Nebraska | Withholding rates from 2.26% to 4.6% | $38.75 | None | – |
| Nevada | None on wages | $0.00 | None | – |
| New Hampshire | None on wages | $0.00 | None | – |
| New Jersey | Rates 1.5% to 11.8%; Rate A for single filers, Rate B for joint filers by default | $47.33 | NJ unemployment insurance (UI), NJ workforce development (WF/SWF), NJ disability insurance (TDI), NJ family leave insurance (FLI) | – |
| New Mexico | Six withholding rates: 1.5%, 3.2%, 4.3%, 4.7%, 4.9%, 5.9% | $39.09 | None | – |
| New York | Graduated state withholding from 3.9%, with recapture lines at high incomes | $57.06 | NY disability (DBL), NY Paid Family Leave | 2 |
| North Carolina | Flat 3.99% income tax; withholding at 4.09% | $37.00 | None | – |
| North Dakota | Rates: 0%, 1.95% and 2.5% | $1.00 | None | – |
| Ohio | State withholding tables: 1.6% / 2.99% / 3.4% from August 1, 2026 (1.775% / 2.99% / 3.64% before) | $27.16 | None | 29 |
| Oklahoma | Three rates: 2.5%, 3.5%, 4.5% | $41.00 | None | – |
| Oregon | Rates of 4.75%, 6.75%, 8.75% and 9.9% | $84.49 | Oregon statewide transit tax, Paid Leave Oregon | – |
| Pennsylvania | Flat 3.07% state income tax, no allowances or exemptions | $36.23 | PA unemployment compensation (UC) | 22 |
| Rhode Island | Three rates: 3.75%, 4.75%, 5.99%, the same for every filing status | $55.24 | RI temporary disability (TDI/TCI) | – |
| South Carolina | Withholding brackets: 0%, 3% and 6% | $38.15 | None | – |
| South Dakota | None on wages | $0.00 | None | – |
| Tennessee | None on wages | $0.00 | None | – |
| Texas | None on wages | $0.00 | None | – |
| Utah | Flat 4.45% rate (withholding at 4.5% before June 1, 2026) | $51.00 | None | – |
| Vermont | Rates 3.35%, 6.60%, 7.60% and 8.75% | $33.93 | VT Child Care Contribution | – |
| Virginia | Rates 2%, 3%, 5% and 5.75%; top rate above $17,000 | $50.69 | None | – |
| Washington | None on wages | $16.00 | WA Paid Family & Medical Leave, WA Cares Fund (long-term care) | – |
| Washington, DC | Seven brackets from 4% to 10.75% | $61.93 | None | – |
| West Virginia | 2026 withholding rates 2.11%, 2.81%, 3.16%, 4.22%, 4.58% | $39.56 | None | – |
| Wisconsin | Four withholding rates: 3.54%, 4.65%, 5.30% and 7.65% | $53.17 | None | – |
| Wyoming | None on wages | $0.00 | None | – |
State paycheck questions
Which states have no income tax on wages?
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming. Paychecks there still have federal income tax, Social Security and Medicare withheld, and some (like Washington) have employee payroll programs.
Which state takes the most out of a paycheck?
On a $60,000 salary paid weekly to a single filer, Oregon leaves the least take-home ($884.55 a week) and Florida the most ($969.04). Local taxes, which can add 1% to 4% in some cities, are not included in this comparison.
Which states have mandatory payroll deductions besides income tax?
Alaska, California, Colorado, Connecticut, Delaware, Hawaii, Maine, Massachusetts, Minnesota, New Jersey, New York, Oregon, Pennsylvania, Rhode Island, Vermont, Washington require employee contributions for programs such as disability insurance, paid family leave or unemployment. Each state page lists the 2026 rates and wage caps.
Does it matter where I live or where I work?
Usually the state where you work withholds tax. If you live in another state, reciprocity agreements or credits may apply; each state page explains its rules. This calculator models the work state.