Utah has one flat income tax rate, cut to 4.45% for 2026. Payroll switched to the lower rate on June 1, 2026, so paychecks from earlier in the year were withheld at 4.5%. Instead of allowances, Utah gives every worker a small built-in credit that fades out as pay rises.
Flat 4.45% rate (withholding at 4.5% before June 1, 2026)
Annual base allowance credit: $485 single, $970 married
The credit shrinks by 1.3% of wages above $9,348 (single) or $18,696 (married)
Uses your federal W-4; there is no Utah withholding certificate
No local income taxes and no state payroll deductions for employees
Estimated take-home this week
$918.04
from $1,153.85 gross. You keep 80%.
80%
Take-home payFederal income taxSocial Security & MedicareState taxes
Gross pay$1,153.85
Take-home pay$918.04
Taxes withheld
20.4%
of gross pay, all taxes combined
Marginal rate
24.1%
taken from your next extra dollar
Federal bracket
12%
estimated, after the standard deduction
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Your tax rate as pay rises
Each extra dollar you earn loses about 24¢ to taxes, but across all your pay the average is 20¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
Effective rate (all taxes ÷ pay)Marginal rate (tax on the next dollar)
Show as a table
Annual pay
Effective
Marginal
$15,000
9.4%
13.4%
$30,000
16.1%
25.4%
$45,000
19.2%
25.4%
$60,000
20.5%
24.1%
$75,000
22.3%
34.1%
$90,000
24.3%
34.2%
$105,000
25.7%
34.1%
$120,000
26.7%
34.2%
$135,000
27.8%
36.0%
$150,000
28.6%
36.1%
Your paychecks through the year
Your take-home changes during the year as wage caps and thresholds are reached.
The same paycheck in every state
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Utah ranks #40 of 51 for this paycheck. The spread from best to worst is $84.49 per week.
Utah’s Publication 14 works in a few lines. Multiply this paycheck’s Utah taxable wages by 4.45%. Then take the base allowance for your pay period and filing status, reduce it by 1.3% of wages above the period’s threshold, and subtract what’s left of it from the tax.
In practice a single person paid weekly gets no Utah withholding until wages reach about $214 a week, and the credit disappears entirely around $46,656 a year. Above that, Utah withholding is simply 4.45% of your pay.
Utah withholds on the same wages as federal tax, so 401(k) deferrals and pre-tax health premiums reduce it. Utah uses the filing status from your federal W-4; head of household is withheld on the single schedule. Pub 14’s examples round each line to whole dollars, and this calculator does the same.
Utah Pub 14 schedules, 2026 (base allowance and threshold per pay period)
Utah Pub 14 schedules, 2026 (base allowance and threshold per pay period)
Pay period
Single: allowance / threshold
Married: allowance / threshold
Weekly
$9 / $180
$19 / $360
Biweekly
$19 / $360
$37 / $719
Semimonthly
$20 / $390
$40 / $779
Monthly
$40 / $779
$81 / $1,558
Annual
$485 / $9,348
$970 / $18,696
Rate 4.45%; phase-out 1.3% of wages above the threshold. Pub 14 Rev. 4/26, for pay periods beginning on or after June 1, 2026.
Worked example: $1,000 a week in Utah
Single filer, standard W-4, no benefits, paid weekly, default Federal Form W-4 (Utah has no state certificate) answers. Utah takes $45.00 of this check (4.5% of gross).
$1,000 weekly paycheck in Utah, 2026
Line
Per week
Per year
Gross pay
$1,000.00
$52,000.00
Federal income tax
−$78.08
−$4,060.16
Social Security
−$62.00
−$3,224.00
Medicare
−$14.50
−$754.00
Utah income tax
−$45.00
−$2,340.00
Take-home pay
$800.42
$41,621.84
Weekly take-home at common salaries in Utah
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
Weekly take-home pay by salary in Utah
Salary
Gross / week
Federal
FICA
Utah
Take-home / week
Per year
$30,000
$576.92
$27.31
$44.14
$22.00
$483.47
$25,140
$40,000
$769.23
$50.38
$58.84
$33.00
$627.01
$32,584
$50,000
$961.54
$73.46
$73.56
$43.00
$771.52
$40,119
$60,000
$1,153.85
$96.54
$88.27
$51.00
$918.04
$47,717
$75,000
$1,442.31
$147.50
$110.33
$64.00
$1,120.48
$58,244
$100,000
$1,923.08
$253.27
$147.11
$86.00
$1,436.70
$74,687
$150,000
$2,884.62
$475.65
$220.68
$128.00
$2,060.29
$107,093
Married filing jointly with two children on $100,000: $1,627.67 a week ($84,618 a year).
Utah has no state disability, paid family leave or employee unemployment deduction. Unemployment insurance is paid by employers.
Filling out the Federal Form W-4
Utah has no state version of the W-4. Your employer uses the filing status from Step 1(c) of your federal W-4.
Federal W-4 entries for dependents, other income and extra withholding do not change Utah withholding. To have more Utah tax withheld, ask your employer whether they can add a fixed amount.
Married couples who both work each get the married allowance at their own job, which can leave too little Utah tax withheld for the household.
S.B. 60 cut the income tax rate from 4.5% to 4.45%, retroactive to January 1, 2026.
Withholding schedules changed on June 1, 2026: the annual base allowance rose from $450 to $485 (single) and from $900 to $970 (married).
January–May 2026 paychecks were withheld at 4.5%, slightly more than the 4.45% owed for the year.
Living or working across state lines
Utah has no reciprocal agreements. If you live in Utah and work in another state, Utah gives a credit for tax paid there; if you live elsewhere and work in Utah, Utah withholds on your Utah wages.
Utah paycheck questions
How much Utah tax comes out of a $1,000 weekly paycheck?
For a single filer, $45 a week under the June 2026 schedule (the same as before June 1 once rounded). At that pay the base allowance credit is fully phased out.
What is the Utah base allowance?
It works like a small credit built into the withholding formula: $485 a year for single filers and $970 for married filers, reduced by 1.3% of wages above $9,348 (single) or $18,696 (married).
Why did my Utah withholding go down in June 2026?
The Tax Commission put the new 4.45% rate into payroll for pay periods starting June 1, 2026. Before that, employers still withheld at 4.5%.
Does Utah tax bonuses differently?
No. Bonuses are added to your wages for the period and withheld under the same schedule, which works out to 4.45% of the bonus for most people.
Utah sources
Utah rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.