Mississippi taxes wages at a flat 4.0%, but only on taxable income above $10,000. Add the exemption on your Form 89-350 and the standard deduction, and a single worker pays no Mississippi tax until earning about $18,300 a year.
2026 tax year, verified Sources
Estimated take-home this week
$937.04
from $1,153.85 gross. You keep 81%.
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 24¢ to taxes, but across all your pay the average is 19¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 7.6% | 7.6% |
| $30,000 | 13.9% | 23.6% |
| $45,000 | 17.2% | 23.6% |
| $60,000 | 18.8% | 23.6% |
| $75,000 | 20.9% | 33.7% |
| $90,000 | 23.0% | 33.7% |
| $105,000 | 24.5% | 33.7% |
| $120,000 | 25.7% | 33.7% |
| $135,000 | 26.8% | 35.6% |
| $150,000 | 27.7% | 35.6% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Mississippi uses an annualized formula. Your employer multiplies this paycheck by the number of paychecks in the year, then subtracts the total exemption you claimed on Form 89-350 (Line 6) and the standard deduction for your marital status.
If what’s left is $10,000 or less, nothing is withheld. Above that, 4.0% applies to the excess. The yearly figure is divided by your number of paychecks and rounded to the nearest whole dollar.
Married couples who both work share one $12,000 exemption, split between their two 89-350s in $500 steps, and each job uses the $2,300 standard deduction.
Mississippi has no flat bonus rate. A bonus paid with your regular wages is added to them and withheld as one payment, so the 0% band is used only once.
| Marital status (89-350) | Exemption | Standard deduction |
|---|---|---|
| Single | $6,000 | $2,300 |
| Married, spouse not employed | $12,000 | $4,600 |
| Married, both spouses employed | Your share of $12,000 | $2,300 |
| Head of family | $9,500 | $3,400 |
| Each dependent, age 65+ or blind | $1,500 | — |
| Tax rate | 0% on the first $10,000 of taxable income | 4.0% above |
Single filer, standard W-4, no benefits, paid weekly, default 89-350 answers. Mississippi takes $26.00 of this check (2.6% of gross).
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Mississippi income tax | −$26.00 | −$1,352.00 |
| Take-home pay | $819.42 | $42,609.84 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Mississippi | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $9.00 | $496.47 | $25,816 |
| $40,000 | $769.23 | $50.38 | $58.84 | $17.00 | $643.01 | $33,437 |
| $50,000 | $961.54 | $73.46 | $73.56 | $24.00 | $790.52 | $41,107 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $32.00 | $937.04 | $48,726 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $44.00 | $1,140.48 | $59,305 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $63.00 | $1,459.70 | $75,904 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $101.00 | $2,087.29 | $108,539 |
Married filing jointly with two children on $100,000: $1,659.67 a week ($86,303 a year).
None. No Mississippi city or county taxes wages.
None. Mississippi has no state disability, paid family leave or employee unemployment deduction. State unemployment tax is paid by employers.
For a single filer claiming $6,000, about $6 a week. At $1,000 a week it’s $26.
Yes. The first $10,000 of taxable income, after exemptions and the standard deduction, is taxed at 0%. Everything above it is taxed at 4.0%.
The Department of Revenue’s payroll formula rounds each paycheck’s withholding to the nearest dollar.
Split the $12,000 married exemption between your two certificates in multiples of $500, for example $6,000 each, and divide any dependents between you.
There is no flat bonus rate. Your employer adds the bonus to that period’s regular pay and withholds on the total, so most of the bonus is withheld at 4.0%.
Mississippi rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.