Minnesota has four income tax rates, from 5.35% to 9.85%, and 2026 brings a brand-new line on every paycheck: the Minnesota Paid Leave premium, of which your employer can deduct up to 0.44% of your wages.
New in 2026: Paid Leave premium of 0.88%, up to half (0.44%) from your pay
Bonuses paid separately are withheld at a flat 6.25%
No local income taxes
Estimated take-home this week
$914.79
from $1,153.85 gross. You keep 79%.
79%
Take-home payFederal income taxSocial Security & MedicareState taxes
Gross pay$1,153.85
Take-home pay$914.79
Taxes withheld
20.7%
of gross pay, all taxes combined
Marginal rate
26.9%
taken from your next extra dollar
Federal bracket
12%
estimated, after the standard deduction
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Your tax rate as pay rises
Each extra dollar you earn loses about 27¢ to taxes, but across all your pay the average is 21¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
Effective rate (all taxes ÷ pay)Marginal rate (tax on the next dollar)
Show as a table
Annual pay
Effective
Marginal
$15,000
8.1%
11.8%
$30,000
15.4%
25.4%
$45,000
18.8%
25.4%
$60,000
20.7%
26.9%
$75,000
23.1%
36.9%
$90,000
25.4%
36.9%
$105,000
27.0%
36.9%
$120,000
28.3%
36.9%
$135,000
29.5%
39.9%
$150,000
30.5%
39.9%
The same paycheck in every state
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Minnesota ranks #42 of 51 for this paycheck. The spread from best to worst is $84.49 per week.
Minnesota uses its own certificate, the W-4MN, because the federal W-4 no longer has allowances. Your employer annualizes this paycheck, subtracts $5,300 for each W-4MN allowance, applies the single or married schedule and divides the yearly tax by your number of paychecks.
The schedules start with a zero bracket: the first $4,700 (single) or $14,700 (married) of annual taxable wages after allowances is not taxed.
Bonuses and commissions paid apart from regular wages are withheld at 6.25%, no matter how many allowances you claim.
Paid Leave is separate from income tax. The premium is 0.88% of wages up to $185,000 a year. Employers pay at least half and may deduct the rest, up to 0.44%, from employees.
Minnesota withholding schedules (annual wages after allowances), 2026
Minnesota withholding schedules (annual wages after allowances), 2026
Status
Annual taxable wages
Rate
Single
$4,700 – $38,010
5.35%
Single
$38,010 – $114,130
6.8%
Single
$114,130 – $207,850
7.85%
Single
Over $207,850
9.85%
Married
$14,700 – $63,400
5.35%
Married
$63,400 – $208,180
6.8%
Married
$208,180 – $352,630
7.85%
Married
Over $352,630
9.85%
Wages below the first band are not taxed. Subtract $5,300 per W-4MN allowance first.
Worked example: $1,000 a week in Minnesota
Single filer, standard W-4, no benefits, paid weekly, default W-4MN answers. Minnesota takes $43.10 of this check (4.3% of gross).
$1,000 weekly paycheck in Minnesota, 2026
Line
Per week
Per year
Gross pay
$1,000.00
$52,000.00
Federal income tax
−$78.08
−$4,060.16
Social Security
−$62.00
−$3,224.00
Medicare
−$14.50
−$754.00
Minnesota income tax
−$38.70
−$2,012.40
Minnesota Paid Leave premium
−$4.40
−$228.80
Take-home pay
$802.32
$41,720.64
Weekly take-home at common salaries in Minnesota
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
Weekly take-home pay by salary in Minnesota
Salary
Gross / week
Federal
FICA
Minnesota
Take-home / week
Per year
$30,000
$576.92
$27.31
$44.14
$17.66
$487.81
$25,366
$40,000
$769.23
$50.38
$58.84
$28.79
$631.22
$32,823
$50,000
$961.54
$73.46
$73.56
$40.32
$774.20
$40,258
$60,000
$1,153.85
$96.54
$88.27
$54.25
$914.79
$47,569
$75,000
$1,442.31
$147.50
$110.33
$75.13
$1,109.35
$57,686
$100,000
$1,923.08
$253.27
$147.11
$109.93
$1,412.77
$73,464
$150,000
$2,884.62
$475.65
$220.68
$184.65
$2,003.64
$104,189
Married filing jointly with two children on $100,000: $1,641.90 a week ($85,379 a year).
No Minnesota city or county taxes wages. Minneapolis and St. Paul paychecks have only state income tax and the Paid Leave premium.
Payroll programs and contributions
Minnesota Paid Leave started Jan. 1, 2026. It pays partial wages for up to 12 weeks of medical or family leave (20 weeks combined), funded by a 0.88% premium on wages up to $185,000.
Employee share:Up to 0.44% of wages, a maximum of $814.00 for 2026. Some employers pay more of the premium, so check your stub.
Small employers:Employers with 30 or fewer employees pay a reduced rate on their own share; the most they can deduct from you is still 0.44%.
Filling out the W-4MN
Fill out a W-4MN even if you filed a new federal W-4. Without one, your employer must withhold as single with zero allowances.
Section 1 gives 1 allowance each for: no one can claim you, single with one job (or married with a non-working spouse), being married, each dependent, and head of household.
If you and your spouse both work, enter 0 on line C or check “Married, but withhold at higher Single rate.”
Line 2 adds extra Minnesota withholding to each paycheck.
The allowance value rose to $5,300, from $5,200 in 2025, and bracket thresholds were adjusted for inflation.
Minnesota Paid Leave premiums began on Jan. 1, 2026: 0.88% total, up to 0.44% from employees.
Rates are unchanged at 5.35%, 6.80%, 7.85% and 9.85%.
Living or working across state lines
Minnesota has reciprocity with Michigan and North Dakota: residents of those states file Form MWR each year so their employer withholds no Minnesota tax. There is no agreement with Wisconsin (it ended in 2010) or Iowa, so residents of those states working in Minnesota have Minnesota tax withheld.
Minnesota paycheck questions
How much is withheld from a $1,000 weekly paycheck in Minnesota?
For a single filer with 2 W-4MN allowances, Minnesota withholds $38.70 in income tax, plus $4.40 for Paid Leave if your employer deducts the full employee share.
What is the most Paid Leave can take from my pay in 2026?
0.44% of wages up to $185,000, or $814.00 for the year.
Why is my Minnesota bonus withheld at 6.25%?
Minnesota requires a flat 6.25% on supplemental pay that is paid separately from your regular wages. Your actual tax is settled on your annual return.
Do I need a W-4MN if I already filled out a federal W-4?
Yes. The federal form no longer has allowances, so Minnesota needs its own. Without one you are withheld as single with zero allowances, the highest amount.
I live in Wisconsin and work in Minnesota. Which state withholds?
Minnesota. The two states no longer have reciprocity, so your employer withholds Minnesota tax and you claim a credit on your Wisconsin return.
Minnesota sources
Minnesota rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.