Every Maryland paycheck carries two income taxes in one line: the state tax and a county (or Baltimore City) tax that ranges from 2.25% to 3.3%. Your county of residence, not where you work, sets the local rate, so pick it below to get an accurate number.
2026 tax year, verified Sources
Estimated take-home this week
$920.26
from $1,153.85 gross. You keep 80%.
No local tax included. Some Maryland cities and counties tax wages; pick yours under “Where you work.”
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 24¢ to taxes, but across all your pay the average is 20¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 10.3% | 12.4% |
| $30,000 | 16.1% | 24.4% |
| $45,000 | 18.9% | 24.4% |
| $60,000 | 20.2% | 24.4% |
| $75,000 | 22.2% | 34.4% |
| $90,000 | 24.2% | 34.4% |
| $105,000 | 25.8% | 34.6% |
| $120,000 | 26.9% | 34.6% |
| $135,000 | 28.0% | 36.9% |
| $150,000 | 28.9% | 36.9% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Maryland’s percentage method starts with your wages for the pay period, subtracts a standard deduction ($65.38 a week, $3,400 a year) and $61.54 a week for each MW507 exemption. State and county rates then apply to what’s left.
The state rate is 4.75% on taxable pay up to $100,000 a year ($150,000 on the joint rate), rising to 6.5% above $1,000,000. The formula skips the 2%–4% bands on the first $3,000, so withholding runs a little ahead of the tax you finally owe.
High earners lose exemptions. On the MW507 worksheet each exemption is worth $1,600 once single income tops $100,000, $800 above $125,000, and nothing above $150,000 (joint filers keep the full amount up to $150,000). The calculator applies that worksheet unless you turn it off.
A lump-sum annual bonus is withheld at the top state rate, 6.5%, plus your county’s top rate.
| County | Rate |
|---|---|
| Allegany County | 3.2% |
| Anne Arundel County | Graduated. Single: 2.7%, 2.94% over $50,000, 3.2% over $400,000. Joint/HOH: 2.7%, 2.94% over $75,000, 3.2% over $480,000 |
| Baltimore County | 3.2% |
| Baltimore City | 3.2% |
| Calvert County | 3.2% |
| Caroline County | 3.2% |
| Carroll County | 3.03% |
| Cecil County | 2.74% |
| Charles County | 3.03% |
| Dorchester County | 3.3% |
| Frederick County | One rate on all income by level. Single: 2.25%, 2.75% over $25,000, 2.96% over $50,000, 3.2% over $150,000. Joint/HOH: 2.25%, 2.75% over $25,000, 2.96% over $100,000, 3.2% over $250,000 |
| Garrett County | 2.65% |
| Harford County | 3.06% |
| Howard County | 3.2% |
| Kent County | 3.3% |
| Montgomery County | 3.2% |
| Prince George’s County | 3.2% |
| Queen Anne’s County | 3.2% |
| St. Mary’s County | 3.2% |
| Somerset County | 3.2% |
| Talbot County | 2.4% |
| Washington County | 2.95% |
| Wicomico County | 3.2% |
| Worcester County | 2.25% |
| Nonresidents (special nonresident tax) | 2.25% |
From the Comptroller of Maryland’s 2026 local withholding rates. Rates apply to the same taxable income as the state tax.
Single filer, standard W-4, no benefits, paid weekly, default MW507 answers. Maryland takes $41.47 of this check (4.1% of gross).
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Maryland income tax | −$41.47 | −$2,156.44 |
| Take-home pay | $803.95 | $41,805.40 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Maryland | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $21.38 | $484.09 | $25,173 |
| $40,000 | $769.23 | $50.38 | $58.84 | $30.51 | $629.50 | $32,734 |
| $50,000 | $961.54 | $73.46 | $73.56 | $39.64 | $774.88 | $40,294 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $48.78 | $920.26 | $47,854 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $62.48 | $1,122.00 | $58,344 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $88.24 | $1,434.46 | $74,592 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $137.19 | $2,051.10 | $106,657 |
Married filing jointly with two children on $100,000: $1,637.12 a week ($85,130 a year).
All 23 counties and Baltimore City levy a local income tax, and this calculator models every one. Most are 3.2%; Dorchester and Kent are the highest at 3.3% and Worcester the lowest at 2.25%.
Maryland has no state disability or employee unemployment deduction. The FAMLI paid family and medical leave program starts payroll contributions on January 1, 2027, so nothing comes out of 2026 paychecks.
Maryland has reciprocity with DC, Virginia, West Virginia and Pennsylvania. Residents of the first three pay no Maryland tax on wages if they file MW507 Line 4. Pennsylvania residents skip the state tax but still pay the county rate where they work. Everyone else who works in Maryland pays state tax plus the special nonresident tax.
Single with one exemption: taxable pay is $873.08, so the state takes $41.47 and Montgomery County $27.94, $69.41 in total.
Maryland combines them. Employers withhold both together and report them as one amount in box 17 of your W-2. This calculator shows them separately so you can see the county share.
Maryland state tax plus the 2.25% special nonresident tax, but no county tax. On $1,000 a week that nonresident tax is $19.64.
No. File MW507 Line 4 with your employer and your home state taxes the wages instead.
A lump-sum annual bonus is withheld at 6.5% state plus your county’s top rate. In Montgomery County that’s 9.7%.
Maryland rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.