Tennessee has no tax on wages. Its old Hall tax only ever reached interest and dividends, and it was fully repealed in 2021. A Tennessee paycheck has federal income tax and FICA, and nothing for the state.
2026 tax year, verified Sources
Estimated take-home this week
$969.04
from $1,153.85 gross. You keep 84%.
2026 tax year, rules last verified November 12, 2026. An estimate, not tax advice. How we calculate
Each extra dollar you earn loses about 20¢ to taxes, but across all your pay the average is 16¢. A raise never lowers your take-home: only the dollars above a bracket line pay the higher rate.
| Annual pay | Effective | Marginal |
|---|---|---|
| $15,000 | 7.6% | 7.6% |
| $30,000 | 12.4% | 19.7% |
| $45,000 | 14.8% | 19.7% |
| $60,000 | 16.0% | 19.7% |
| $75,000 | 17.9% | 29.6% |
| $90,000 | 19.8% | 29.6% |
| $105,000 | 21.2% | 29.6% |
| $120,000 | 22.3% | 29.6% |
| $135,000 | 23.3% | 31.6% |
| $150,000 | 24.1% | 31.6% |
Same pay, W-4 and benefits; each state’s default withholding answers, no local taxes. Take-home per week:
Your employer withholds federal income tax based on your W-4 and takes FICA: 6.2% for Social Security up to the annual wage base and 1.45% for Medicare on all wages. Tennessee doesn’t add a line.
Tennessee’s unemployment insurance premiums are paid by employers, not deducted from wages.
Bonuses and overtime are only subject to federal withholding. A flat 22% federal rate on bonuses is common.
| Deduction | Rate | Applies to |
|---|---|---|
| Tennessee income tax | 0% | No tax on wages |
| Social Security | 6.2% | Wages up to $184,500 |
| Medicare | 1.45% | All wages |
| Additional Medicare | 0.9% | Wages above $200,000 from one employer |
Single filer, standard W-4, no benefits, paid weekly. Tennessee takes no income tax, so the only deductions are federal income tax and FICA.
| Line | Per week | Per year |
|---|---|---|
| Gross pay | $1,000.00 | $52,000.00 |
| Federal income tax | −$78.08 | −$4,060.16 |
| Social Security | −$62.00 | −$3,224.00 |
| Medicare | −$14.50 | −$754.00 |
| Take-home pay | $845.42 | $43,961.84 |
Single filer, standard W-4, no benefits, no local tax. Per-week amounts; annual totals account for the Social Security wage cap.
| Salary | Gross / week | Federal | FICA | Tennessee | Take-home / week | Per year |
|---|---|---|---|---|---|---|
| $30,000 | $576.92 | $27.31 | $44.14 | $0.00 | $505.47 | $26,284 |
| $40,000 | $769.23 | $50.38 | $58.84 | $0.00 | $660.01 | $34,321 |
| $50,000 | $961.54 | $73.46 | $73.56 | $0.00 | $814.52 | $42,355 |
| $60,000 | $1,153.85 | $96.54 | $88.27 | $0.00 | $969.04 | $50,390 |
| $75,000 | $1,442.31 | $147.50 | $110.33 | $0.00 | $1,184.48 | $61,593 |
| $100,000 | $1,923.08 | $253.27 | $147.11 | $0.00 | $1,522.70 | $79,180 |
| $150,000 | $2,884.62 | $475.65 | $220.68 | $0.00 | $2,188.29 | $113,791 |
Married filing jointly with two children on $100,000: $1,713.67 a week ($89,111 a year).
None. No Tennessee city or county taxes wages, including Nashville and Memphis.
None. Tennessee has no state disability, paid leave or employee unemployment deduction. Some licensed professionals, such as lawyers and physicians, owe an annual professional privilege tax, but it is billed to them (or paid by the employer), not withheld from wages.
If you live in Tennessee and commute to work in Kentucky, Georgia, Alabama, Mississippi, Arkansas, Missouri, Virginia or North Carolina, that state taxes the wages you earn there. Tennessee has nothing to credit or refund, because it doesn’t tax wages.
FICA is $76.50. Federal income tax depends on your W-4; the calculator above shows it. Tennessee takes nothing.
No. Only federal income tax and FICA apply. Federal withholding on a bonus is often a flat 22%.
No. The Hall tax on interest and dividends was phased out and fully repealed for tax years starting January 1, 2021. It never applied to wages.
Kentucky. Wages earned in Kentucky are subject to Kentucky income tax and, depending on the city, local occupational taxes. Tennessee doesn’t tax them.
Tennessee rules for the 2026 tax year, last verified November 12, 2026. Federal sources are on the methodology page.
Every state page has its own withholding formula, local taxes, payroll programs and worked examples. Compare all states.